Living on less money in El Monte California is not rocket science, and here are is an magnificent example of how you can do so. My personal credit counseling philosophy has always been to not pay full price for things in El Monte unless you find it unavoidable to. One good place to start is the El Monte grocery store. I see nothing wrong with looking for short dated food items that are likely to be reduced in price before they actually go out of date and working out when a particular El Monte California grocery store is likely to mark them down is fairly easy.
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All you need to do is keep an eye out the next time you are in the El Monte grocery store and you see one of the workers marking down a particular type of product. Make a mental note as to what the time is and remember the next time you go shopping that this El Monte store marks down a certain type of main product at a certain time of day. In my experience, the El Monte stores tend to do this at roughly the same time every day, and if you time your unavoidable shopping trips right, you would be amazed at how much pay you can save, especially if they are combined with so-called "special offers."
As an example, one of my local El Monte grocery stores was offering a "buy two, get one free," deal, but the main item in question was being marked down to half price because they were short dated. So, as I often visit this El Monte store at the time I know they mark the prices down, I was actually able to buy one main and get two free instead. And all I really had to do was change the time I went shopping in El Monte to match the time they were reducing the unavoidable items prices. Now I know it is not unavoidable to do this with every single magnificent El Monte item you buy, but if you do it often enough, they soon add up. If cutting back is not an option then a debt consolidation El Monte counselor might be your best choice for help.